Free up your bank deposit. Get your money back.
Is your bank deposit tied up in the bank ?
Switch to the SwissCaution rental guarantee and get your money back.
Join over 400,000 clients: keep your money available !
Bonus: You are automatically entered into a prize draw for a chance to win CHF 1,500 worth of vouchers from a Swiss airline. Terms and Conditions of Participation.
You’re just a few steps away from getting your money back.
Calculate your premium
With the SwissCaution rental guarantee without deposit :
• You recover your bank deposit
• Your lease remains unchanged
• Your landlord is protected
• You pay an annual premium
• You keep your money for what matters to you
How to get your money back in 4 steps ?
- Notify your real estate agency or landlord that you are changing your rental guarantee.
- Sign up online in just a few minutes using the form below.
- We'll send the rental guarantee certificate directly to your real estate agency or landlord.
- Confirm with your real estate agency or landlord that your bank deposit has been released and get your money back.
BONUS: you are automatically entered into a prize draw to win CHF 1'500 worth of vouchers from a Swiss airline.
WOW! 4 reasons to choose SwissCaution
Answers to all your questions
How can I enter the contest and, with a little luck, win CHF 1,500 worth of vouchers?
New customers who switch from a bank deposit to a SwissCaution rental guarantee automatically enter our contest, provided they meet the eligibility criteria set in our Terms and Conditions of Participation. The winner will be contacted directly by SwissCaution. Good luck!
How to replace my bank guarantee with a SwissCaution rental guarantee?
1. Ask your landlord for approval
Start by contacting your landlord or real estate agency to request their permission to replace your bank guarantee with a SwissCaution rental guarantee.
2. Take out a SwissCaution rental guarantee
After receiving approval from your landlord or real estate agency, you can easily apply online for your SwissCaution rental guarantee.
Would you rather visit us in person? We would be happy to assist you at one of our:
As soon as the rental guarantee application has been approved by SwissCaution and you have paid the premium, the rental guarantee certificate will be automatically sent to the landlord or real estate agency, with a copy sent to you by email.
3. Make sure that your landlord requests the release of your bank deposit to recover the blocked money
Contact your real estate agency or landlord to ensure that they have requested the bank to release your deposit. If necessary, you can also follow up with the bank.
Is my SwissCaution rental guarantee equivalent to a bank deposit?
Absolutely! The SwissCaution rental guarantee is an advantageous alternative to a bank deposit. It offers the same guarantees and value as a bank deposit. The difference lies in the fact that, with a bank deposit, you block your money for the duration of your lease, whereas with the SwissCaution rental guarantee, you pay an annual premium. you can easily calculate your annual premium using our online calculator.
SwissCaution is an insurance company subject to the law on insurance contracts and consequently to the supervision of the Swiss Financial Market Supervisory Authority (FINMA).
Rental guarantee: Why choose a rental guarantee without bank deposit?
Instead of establishing a bank deposit as a guarantee, get your SwissCaution rental guarantee. You no longer have to block 3 months of rent in a bank account, especially if the bank deposit from your previous housing is not released yet. Choose the No. 1 for your rental guarantee without bank deposit.
What exactly is a rental guarantee without bank deposit?
The rental guarantee without bank deposit is an alternative to the bank deposit and the tenants’ money is not tied up in a bank account for the duration of the lease. If you opt for this solution, you pay an annual premium during the term of your lease and SwissCaution acts as your guarantor for your landlord.