Subscribe to the SwissCaution rental guarantee to avoid blocking up to 3 months' rent in a bank account.
You already have a bank guarantee and would like to switch to SwissCaution: find out more.
1. Documents required for your rental guarantee request
Copy of your lease or draft lease (all pages).
Copy of identity card, passport or signed B, C or F residence permit for each tenant on your lease
2. Sign up
3. Pay the annual premium
You will then receive a confirmation of the rental guarantee by email with a secure link to pay the premium amount. You can pay with a Visa, Mastercard, American Express, PostFinance, TWINT card or also by QR invoice or e-banking.
4. Receive your rental guarantee certificate
Your rental guarantee certificate will be issued immediately and sent to your real estate agency or landlord. A copy will also be sent to you.
All you need to know about the rental guarantee
In the event of an accident, if your landlord has claims against you (for example, damages or unpaid rent) and if you give your consent, SwissCaution will directly pay the amount claimed up to the maximum amount of your rental guarantee. You will then have to reimburse SwissCaution the amount that was paid to your landlord.
Do not forget to contact your insurer (civil liability/home insurance) to check if those costs could possibly be covered.
The SwissCaution rental guarantee procedure is simple, efficient and fast. We process a rental guarantee request swiftly, provided that the tenant sends us the request and all the necessary documents and pays the annual premium. The rental guarantee certificate is then sent directly by mail to the landlord or the landlord’s representative with a copy sent to the tenant.
Subject to eligibility (no pending debt collection procedure with SwissCaution), a discount is granted to tenants with a SwissCaution rental guarantee for a residential lease:
- After 2 full years of insurance, a 10% discount is applied to your premium amount.
- After 3 full years of insurance, a 20% discount is applied to your premium amount.
- After 4 full years of insurance, a 30% discount is applied to your premium amount.