The SwissCaution rental guarantee is simple, practical and fast!
A simplified procedure and personalised service: take advantage of the SwissCaution rental guarantee and release your money for your business!
The SwissCaution rental guarantee replaces the bank deposit and gives your landlord the same security and value.
Our conditions
For an annual premium, SwissCaution issues a rental guarantee certificate for the landlord or real estate agency in the form of a rental guarantee insurance. It is equivalent to a bank guarantee and provides a better and faster service.
- Annual premium of 5% of the rental guarantee amount + administrative costs of CHF 50.- + issue fee of CHF 100.– for the rental guarantee (only in the 1st year) + federal stamp duty of 5%.
- Unlimited rental guarantee amount.
Request your rental guarantee in four steps:
- Complete the online form according to your lease or draft lease.
- Send the completed form, signed by all tenants named in the lease, to SwissCaution by e-mail or post, together with copies of the following documents:
- Commercial lease or draft lease for at least one year;
- Official identity document and permits for all tenants;
- Financial statements for the last two financial years (or a business plan and budget for a new professional activity);
- Additional documents may be requested depending on the nature of the business.
- Once we have received your request and all required documents, SwissCaution will review your file. After your request is accepted, you will receive a confirmation including the annual premium payable.
- After we receive payment of your first annual premium, SwissCaution will issue the original rental guarantee document for your landlord, along with a copy for your records.
How do i cancel my rental guarantee?
You can cancel your rental guarantee at any time. Only your landlord or your landlord’s representative can release the rental guarantee.
To cancel your rental guarantee:
Ask your landlord or your landlord’s representative (real estate agency) to sign and return the original rental guarantee certificate to SwissCaution.
After receiving the request from your landlord, you will be automatically released from paying the annual premium of the following year